Every investor aims to maximize returns while minimizing risk. While asset allocation and scheme selection are proven strategies, selecting the right schemes is a complex and time - consuming task that requires continuous monitoring and expertise. Managing this at an individual level can be challenging due to operational constraints and behavioral biases, often leading to less effective investment decisions. To ensure the right asset allocation, investors should consult their NJ Partner for better guidance.

NJ Recommended MF Portfolio, offers curated baskets of mutual fund schemes tailored to specific investment needs, risk profiles and asset allocation strategies. These ready-to-invest portfolios simplify the investment process by eliminating the complexities of selecting and managing multiple schemes.

Customized Model Portfolios:
Clients can choose a model portfolio based on their investment needs for a structured and informed investment approach.

Comprehensive Research & Analysis:
Each portfolio is meticulously constructed by NJ Wealth's research team through in-depth analysis of fund performance, consistency, risk levels, and the AMC’s investment process.

Diversification & Risk Alignment:
Ensures adequate diversification across fund houses and schemes, allowing investors to align their investments with their risk profile and objectives effortlessly.

Regular Monitoring:
While NJ Recommended MF Portfolios are designed for long-term investment, the NJ Wealth’s research team continuously monitors the underlying schemes and the AMC’s investment process to maintain alignment with investment objectives.

• All NJ Recommended MF Portfolios are available on the NJ Recommended MF Portfolios (NJ Rec MF Portfolio) tab in NJ E Wealth Account (NJ EWA) and E-MF Account.
• The client has an option to select any of the available portfolios with the help of his NJ partner.
• The client can buy into the NJ Recommended MF Portfolio by transferring his existing MF portfolio or by putting in fresh money through auto debit mandate/ RTGS /Net banking.